Use of Cookies

Effective Date: February 1, 2025

Last Updated: February 19, 2026

1. What Are Cookies?

Cookies are small text files that are placed on your device (computer, tablet, or mobile phone) when you visit a website. They are widely used to make websites work more efficiently, provide a better user experience, and supply information to website operators. Cookies may be set by the website you are visiting ("first-party cookies") or by third-party services operating on that website ("third-party cookies").

In addition to cookies, we may use similar technologies such as web beacons, pixel tags, and local storage, which function in a comparable manner. References to "cookies" in this policy include these similar technologies.

2. How We Use Cookies

Factor-Based uses cookies for the following purposes:

2.1 Strictly Necessary Cookies

These cookies are essential for the Website to function properly and cannot be disabled. They enable core functionality such as security, authentication, and session management.

CookieProviderPurposeDuration
__sessionClerkUser authentication sessionSession
__client_uatClerkAuthentication state tracking1 year
__clerk_db_jwtClerkAuthentication tokenSession
__stripe_midStripeFraud prevention1 year
__stripe_sidStripeFraud prevention session30 min

2.2 Functional Cookies

These cookies enable enhanced functionality and personalization, such as remembering your preferences and settings.

CookieProviderPurposeDuration
user_preferencesFactor-BasedStores display preferences (e.g., table sorting)1 year
cookie_consentFactor-BasedRecords your cookie consent preferences1 year

2.3 Analytics Cookies

These cookies help us understand how visitors interact with the Website by collecting and reporting information anonymously. This helps us improve the Website and our Services.

CookieProviderPurposeDuration
_gaGoogle AnalyticsDistinguishes unique visitors2 years
_ga_*Google AnalyticsMaintains session state2 years

Note: If we do not currently use analytics cookies, this section describes cookies we may implement in the future. We will update this policy accordingly.

3. Third-Party Cookies

Some cookies on our Website are placed by third-party services that we use. These third parties have their own privacy and cookie policies, and we encourage you to review them:

  • Clerk (authentication): clerk.com/legal/privacy
  • Stripe (payment processing): stripe.com/privacy
  • Google Analytics (if enabled): policies.google.com/privacy

We do not control third-party cookies. The information collected by third-party cookies is subject to the privacy policies of those third parties.

4. Your Cookie Choices

You have several options for managing cookies:

4.1 Browser Settings

Most web browsers allow you to control cookies through their settings. You can typically:

  • View what cookies are stored on your device
  • Delete individual cookies or all cookies
  • Block cookies from specific websites or all websites
  • Block third-party cookies
  • Accept all cookies or be notified when a cookie is set

Please note that blocking or deleting cookies may affect the functionality of the Website. In particular, strictly necessary cookies (such as authentication cookies) are required for you to log in and use the subscription features of the Website.

4.2 Browser-Specific Instructions

You can manage cookies in your browser settings. Refer to your browser's help documentation for detailed instructions:

  • Chrome: Settings > Privacy and security > Cookies and other site data
  • Firefox: Settings > Privacy & Security > Cookies and Site Data
  • Safari: Preferences > Privacy > Manage Website Data
  • Edge: Settings > Cookies and site permissions > Cookies and site data

4.3 Opt-Out of Analytics

If we use Google Analytics, you can opt out by installing the Google Analytics Opt-out Browser Add-on available at tools.google.com/dlpage/gaoptout.

5. Do Not Track Signals

Some web browsers transmit "Do Not Track" (DNT) signals to websites. There is currently no universally accepted standard for how websites should respond to DNT signals. At this time, we do not alter our data collection practices in response to DNT signals. If a standard is established in the future, we will review and update our practices accordingly.

6. Updates to This Policy

We may update this Use of Cookies policy from time to time to reflect changes in our cookie practices or for other operational, legal, or regulatory reasons. We will post the updated policy on this page and update the "Last Updated" date. We encourage you to review this page periodically.

7. Contact Us

If you have any questions about our use of cookies, please contact us at:

Factor-Based

Email: info@factorbased.com

Website: factorbased.com

For more information about how we handle your personal information, please review our Privacy Policy.